Many people don't think twice about paying interest on everything they purchase. For a lot of people, it's just the price they have to pay for convenience and getting the things they want in life. And when you're borrowing money to make money, as with your home loan, your interest repayments may be considered a [...]
Applying for a home loan can be life-changing and that makes it a big decision Whether you're looking to buy your first home, upgrading to a larger home, investing or even refinancing, we're here to help make the process of getting the loan that's right for you simple and easy. To help you sail through [...]
With the Reserve Bank of Australia (RBA) still assessing the effects of previous rate cuts, the central bank decided to leave the official cash rate on hold at a historical low of 2.75%. The RBA last cut the cash rate – by a quarter of a percentage point – in May, having made four cuts [...]
From managing your assets more efficiently to reining in your spending, make 2013 the year of financial well-being Once the Christmas pudding settles, it is time to consider your financial goals for the year ahead. Whether you are looking to improve your bookkeeping skills, your property management technique, or reassess your mortgage, we have you [...]
Why is this product and bank most suitable for me? You need to clearly understand why the proposed product is suitable for you and your situation. Will you keep me updated as better offers become available? Do they have a personal way of keeping you updated when new specials become available? Do they outline how [...]
I have seen a rising trend in self employed clients with business loans or overdrafts that are secured against residential property. In this general scenario most banks take advantage of this by loading interest rate by 2% or more per annum. The Problem [frame_right][/frame_right]Whilst the use of the funds may be for business use, as [...]
[frame_right][/frame_right]With so many lenders in the market and the current uncertainty with where the interest rates are going, it's time to be diligent to ensure you don’t pay any more interest than is absolutely necessary. I personally challenge myself with every client to find you the most competitive rate and product for your individual situation, [...]
The Problem While researching the current situation and loan options for a young homebuyer whose parents were going to be the guarantors, I noticed the parent's current interest rates for their loans were very high - some were abnormally high. A few quick questions later and it was obvious that their previous broker hadn't conducted [...]
