Why it pays to refinance an unhealthy home loan

Today’s mortgage market is extremely competitive. With so many new deals and loan features constantly becoming available, it makes sense financially to regularly give your home loan a health check. That way, you’ll be confident your mortgage is satisfying your needs and living up to expectations. If you do suspect your home loan is in […]

Read More

Mortgage Focus – June 2016

With wild storms threatening to disrupt property markets all around the country, winter has set in but activity hasn’t cooled! The Reserve Bank of Australia (RBA) met for its June meeting last week and decided to keep the official cash rate on hold at 1.75%. With low inflation rates and the Aussie dollar creeping higher, […]

Read More

Cash rate on hold at 1.75% for June 2016

With winter setting in and no sign of our property markets slowing, the Reserve Bank of Australia (RBA) met today for its June meeting and elected to keep the official cash rate on hold at 1.75%. The official cash rate is currently at all-time lows following a rate cut last month. Forecasters are predicting that […]

Read More

How to avoid paying too much interest

Many people don’t think twice about paying interest on everything they purchase. For a lot of people, it’s just the price they have to pay for convenience and getting the things they want in life. And when you’re borrowing money to make money, as with your home loan, your interest repayments may be considered a […]

Read More

What documents do you need to apply for a home loan?

Applying for a home loan can be life-changing and that makes it a big decision Whether you’re looking to buy your first home, upgrading to a larger home, investing or even refinancing, we’re here to help make the process of getting the loan that’s right for you simple and easy. To help you sail through […]

Read More

New Year financial health checklist

From managing your assets more efficiently to reining in your spending, make 2013 the year of financial well-being Once the Christmas pudding settles, it is time to consider your financial goals for the year ahead. Whether you are looking to improve your bookkeeping skills, your property management technique, or reassess your mortgage, we have you […]

Read More

Questions to ask your bank or broker

Why is this product and bank most suitable for me? You need to clearly understand why the proposed product is suitable for you and your situation. Will you keep me updated as better offers become available? Do they have a personal way of keeping you updated when new specials become available? Do they outline how […]

Read More

Paying too much interest on your business debt

I have seen a rising trend in self employed clients with business loans or overdrafts that are secured against residential property. In this general scenario most banks take advantage of this by loading interest rate by 2% or more per annum. The Problem [frame_right][/frame_right]Whilst the use of the funds may be for business use, as […]

Read More

Let me help you beat the banks

[frame_right][/frame_right]With so many lenders in the market and the current uncertainty with where the interest rates are going, it’s time to be diligent to ensure you don’t pay any more interest than is absolutely necessary. I personally challenge myself with every client to find you the most competitive rate and product for your individual situation, […]

Read More

Loan review on guarantor loan leads to cutting interest rate by 2%

The Problem While researching the current situation and loan options for a young homebuyer whose parents were going to be the guarantors, I noticed the parent’s current interest rates for their loans were very high – some were abnormally high. A few quick questions later and it was obvious that their previous broker hadn’t conducted […]

Read More