With interest rates at all-time record lows, property has recently become very attractive to a wider range of investors. The media is full of articles and commentaries talking about using property to help fund retirement, with many even talking about it as a means to completely replace an employment income so they can quit work [...]
There are currently numerous changes coming through at the moment, mostly surrounding investment loans. These changes are predominantly a result of the restrictions that APRA are currently imposing on the lending institutions around investment lending to try curb this type of lending. Overview of key changes ANZ Effective 10 August 2015, ANZ is changing its [...]
Happy New Financial Year! We hope that tax time is not proving to be too tedious for you and you're looking forward to getting a great tax refund this year. We've had loads of refinance and investment related queries lately, so this month's newsletter is focused on property investment. First, let's start with the interest [...]
At its first meeting for the new financial year, the Reserve Bank of Australia (RBA) has today elected to keep the official cash rate on hold at 2.0%. The news was widely expected by analysts as the RBA waits for the economy to adjust to its rate cuts in February and May this year. With [...]
Can you believe how time flies? Winter is here and we are rapidly approaching the end of the financial year already! That makes it a great time of year to get that new car, or buy new equipment for your business, so if you need financing for these items, don’t forget to give us a [...]
Winter is here, but our property markets are running hot! The Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% at its monthly Board meeting today. Whilst the decision was widely expected, it was made amongst speculation that there is another rate cut on the horizon this year, [...]
As your local mortgage broker, one of our most frequently asked questions is about timing the market to fix interest rates. We're often asked "Should I fix now, or should I wait and see if interest rates get even lower?". It might sound like a simple question, but giving you an answer is not as [...]
Interest rates at an all-time low! If you're thinking of investing, purchasing a new home or refinancing, now is a great time to get in touch. With the Federal Budget due to be handed down in exactly one week, the Reserve Bank of Australia today decided to reduce the official cash rate by 25 basis [...]
We hope you enjoyed a great Easter long weekend last week and are making the most of the busy autumn property market! Right after the Easter break, the Reserve Bank of Australia held its monthly meeting and decided to keep the cash rate on hold at 2.25%. Many market analysts were anticipating another rate cut [...]
The Reserve Bank of Australia met on Tuesday for its monthly board meeting and decided to keep the official cash rate on hold at 2.25%. Many market analysts were predicting a rate cut today, but the RBA has decided to maintain the status quo for another month. The RBA cut rates in February for the [...]
