A home loan isn't just a debt, it's a great financial tool that you can use to build wealth and facilitate your lifestyle. That's why few people keep their original home loan for the life of the loan – it pays to keep it up to date to meet your needs as circumstances change. Refinancing [...]
Home loans are changing with the times You can now get home loans in a variety of different forms, all with different facilities and features. Deciding which home loan suits your needs can be quite daunting and that's where sound advice from your professional credit adviser can be invaluable. We're here to help you sort [...]
We hope you are enjoying the beautiful spring weather and backed the winner on the Melbourne Cup last week! It's hard to get down to business with so many festivities going on – but spring is traditionally the busiest time of year in property markets around the country and this year is no exception! Many [...]
As Melbourne takes the day off to celebrate the Spring Racing Carnival and Melbourne Cup Day, the rest of the country has been eagerly waiting to hear if the Reserve Bank of Australia would cut the official cash rate at its November meeting today. Whilst many market analysts were anticipating a rate cut today, the [...]
During the busiest time of year for property markets around the country, the Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% during its October meeting today. Analysts were expecting the RBA to keep rates on hold at today's meeting. Factors influencing the RBA's decision to keep rates [...]
Over the past few months, there has been a lot of chatter in the media about APRA tightening controls on lending for investment property purchases. And as property investment is one of Australia's most popular ways to build wealth for the future, it has understandably raised a lot of questions from our clients about how [...]
As we head into spring and Australian share markets experience some volatility following falls on the Chinese stock market last week, the Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% during its September meeting today. Most analysts were expecting rates to stay on hold due to the [...]
If you've only taken out your home loan in the last few years, refinancing is probably the last thing on your mind. But having a set-and-forget attitude to your home loan is not ideal! Leaving your home loan unchanged for its entire term could mean you miss out on substantial savings, or opportunities to make [...]
Winter is usually the quiet period for property market news, but with the recent tightening of controls on investment lending by the Australian Prudential Regulatory Authority (APRA), there has been a lot happening, particularly with interest rates. Even though the Reserve Bank of Australia (RBA) decided to keep the official cash rate on hold at [...]
As APRA tightens the rules on property investment lending, the Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% during its August meeting today. The news was widely expected by analysts as the RBA waits for business and consumer confidence to improve following its rate cuts in February [...]
