At its May meeting, the Reserve Bank of Australia chose to keep the official cash rate on hold at 1.5%. What does this means for you? Interest rates remain low, so it's still a great time to invest in property or to purchase a home! Despite some lenders raising interest rates on both owner-occupier and [...]
Buying to renovate and sell can be a lucrative investment strategy, allowing investors to potentially make a fast profit with minimal effort and expense. However, the key is to find the right fixer-upper – one that gives you a maximum increase in value for minimal expenditure. Cha-ching! As your mortgage and finance broker, we love [...]
If you have already purchased your first home, congratulations! The next step in building wealth for your future could be to plan for the purchase of a second property as an investment. Owning two properties is a great financial ambition and with Australian house prices on the rise, doing so has great potential to improve [...]
With another Christmas celebrated and already showing up on our waistlines, a common topic of conversation for many of us in January is our New Year resolutions. Whether it’s a pledge to give up smoking, get to the gym more often, or start (yet another) healthy eating regime, New Year resolutions usually have a self-improvement [...]
Christmas is just a matter of days away and for many Australians, they're likely to be the most expensive days of the year. According to the Australian Retailers Association and Roy Morgan Research, we're expected to spend over $48 billion in the lead up to Christmas 2016, so the Christmas shopping frenzy is bound to [...]
Looking to immediately increase the value of your next property purchase? Property investment is usually considered a long-term investment strategy, however many investors today are much more ambitious and look for ways to maximise their returns in the shorter-term. One popular way to go about it is to use a "renovation strategy" to instantly increase [...]
Here's some great end of financial year budget ideas for home buyers Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it's particularly important for first home buyers about to take the first step on the property ladder. Now the end [...]
Spring is here! The sun is shining, the weather keeps improving, and with it often comes that urge for a thorough spring clean. With a more stable climate, and Christmas holidays looming in the not too distant future, October is a very popular time of year for home improvements and renovations. And let's be honest, [...]
Applying for a home loan can be life-changing and that makes it a big decision Whether you're looking to buy your first home, upgrading to a larger home, investing or even refinancing, we're here to help make the process of getting the loan that's right for you simple and easy. To help you sail through [...]
Interest rates are now at their lowest point for several decades Property listings are up – despite the traditionally quiet winter months – and auction clearance rates and private treaty sales are higher across all capital cities than they've been for some time. All indicators are that the spring auction market is going to be [...]
