Smart ways to manage your Christmas debts

Did your Christmas spending get out of hand this year? You are not alone! According to a recent news report, our 2018 Christmas spending binge is expected to leave us with a $29.7 billion credit card debt – that’s equivalent to $1,863 per credit card! The good news is that mortgage and finance brokers don’t […]

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How to beat the urge to splurge

Christmas is just over the horizon and decorations are already starting to appear at the local shops. It’s a time of year where it’s almost common practice to splurge! Marketers are all working hard to encourage you to buy, buy, buy and you may have already picked up a few things for yourself and to […]

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5 tips for saving a deposit for your first home

The comments in the news are enough to make you think saving a deposit for your first home is mission impossible. Not true! So, rather than just encouraging you to stop buying #SmashedAvo breakfasts to save your deposit, we’ve put together some practical tips to get your savings account over the finish line. We may […]

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Rates on hold at 1.5% for May 2017

At its May meeting, the Reserve Bank of Australia chose to keep the official cash rate on hold at 1.5%. What does this means for you? Interest rates remain low, so it’s still a great time to invest in property or to purchase a home! Despite some lenders raising interest rates on both owner-occupier and […]

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How to Spot a Good Fixer-Upper

Buying to renovate and sell can be a lucrative investment strategy, allowing investors to potentially make a fast profit with minimal effort and expense. However, the key is to find the right fixer-upper – one that gives you a maximum increase in value for minimal expenditure. Cha-ching! As your mortgage and finance broker, we love […]

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What you need to consider when buying your second property

If you have already purchased your first home, congratulations! The next step in building wealth for your future could be to plan for the purchase of a second property as an investment. Owning two properties is a great financial ambition and with Australian house prices on the rise, doing so has great potential to improve […]

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New Year Resolutions for Your Finances

With another Christmas celebrated and already showing up on our waistlines, a common topic of conversation for many of us in January is our New Year resolutions. Whether it’s a pledge to give up smoking, get to the gym more often, or start (yet another) healthy eating regime, New Year resolutions usually have a self-improvement […]

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5 damage control tips for Christmas spending

Christmas is just a matter of days away and for many Australians, they’re likely to be the most expensive days of the year. According to the Australian Retailers Association and Roy Morgan Research, we’re expected to spend over $48 billion in the lead up to Christmas 2016, so the Christmas shopping frenzy is bound to […]

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EOFY: It’s a great time to get your budget under control!

Here’s some great end of financial year budget ideas for home buyers Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s particularly important for first home buyers about to take the first step on the property ladder. Now the end […]

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The true cost of a spring spruce up

Spring is here! The sun is shining, the weather keeps improving, and with it often comes that urge for a thorough spring clean. With a more stable climate, and Christmas holidays looming in the not too distant future, October is a very popular time of year for home improvements and renovations. And let’s be honest, […]

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