Do you need to refinance your home loan?

2021-07-10T18:13:30+08:0017th August 2015|Tips|

If you've only taken out your home loan in the last few years, refinancing is probably the last thing on your mind. But having a set-and-forget attitude to your home loan is not ideal! Leaving your home loan unchanged for its entire term could mean you miss out on substantial savings, or opportunities to make [...]

RBA keeping rates at 2.25% means great loan deals from lenders

2021-07-10T18:13:34+08:009th April 2015|News|

The Reserve Bank of Australia met on Tuesday for its monthly board meeting and decided to keep the official cash rate on hold at 2.25%. Many market analysts were predicting a rate cut today, but the RBA has decided to maintain the status quo for another month. The RBA cut rates in February for the [...]

What documents do you need to apply for a home loan?

2021-07-10T18:13:34+08:0027th March 2015|Finance, Tips|

Applying for a home loan can be life-changing and that makes it a big decision Whether you're looking to buy your first home, upgrading to a larger home, investing or even refinancing, we're here to help make the process of getting the loan that's right for you simple and easy. To help you sail through [...]

March 2015 wrap up

2021-07-10T18:13:34+08:0027th March 2015|News|

Autumn has arrived, and across Australia, property market activity is picking up after a relatively quiet summer period. It’s looking like we can expect an even busier autumn property season than last year in most cities. In the first week of March, the Reserve Bank of Australia (RBA) held its monthly meeting and elected to [...]

Continuing European debt crisis hits Australian cash rate

2021-07-10T18:13:41+08:0010th June 2012|News|

The Reserve Bank of Australia (RBA) this month cut the official cash rate by 25 basis points, the second consecutive rate reduction this year, marking a 0.75% reduction in the cash rate since April. The RBA's decision to lower the official cash rate to 3.50% was largely attributed to the continuing European debt crisis and [...]

Loan review on guarantor loan leads to cutting interest rate by 2%

2021-07-10T18:13:45+08:0025th August 2011|Case Study, Tips|

The Problem While researching the current situation and loan options for a young homebuyer whose parents were going to be the guarantors, I noticed the parent's current interest rates for their loans were very high - some were abnormally high. A few quick questions later and it was obvious that their previous broker hadn't conducted [...]

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