When selling your home, your main objective is to get the best possible price. So when should you put it on the market? Does the time of year make a difference? The answer is that it depends on the property itself. The time of year can make a difference in some cases, however the location [...]
When it comes to smart money management, the key to success is to regularly assess your financial position - and that includes taking a good hard look at your mortgage. Here's why refinancing every three years may help you save, and why you should check in with us today to ensure your home loan is [...]
Saving a 20% deposit for your first home is no easy task – particularly if you want to buy your home in Melbourne or Sydney where home values seem to be rising faster than most people can save. But the good news is that there could be ways to get around the problem. Here's a [...]
The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we'll help you to decide! Despite recent tightening around investor lending, [...]
In Australia, the national pasttime seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all important deposit together – from living with mum and dad into their thirties, to sacrificing life's little luxuries. But why are so many Australians so very focused on [...]
If you've been putting all your extra cash into your home loan, well done. Paying your loan off sooner could potentially save you a lot of money on interest. However, owning a safe and reliable car is just as important, particularly if you have a family or need to travel a distance to work. So [...]
If you're a first time buyer and new to inspecting properties, it can be difficult to know what to look out for, especially when you're excited about your first home purchase! Well, first timers, we've got you covered. In this article, we've put together a "101 guide" of things to be mindful of during your [...]
If you're looking to buy your next home, downsizing might be the way to go. After all, sometimes less is more and it could work wonders for your finances! In this article, we explore some of the benefits of downsizing - from cutting back on maintenance and energy costs, to having more money in your [...]
With a home loan it's easy to just "set and forget". But it's sensible to review your home loan every three years or so. We're living in a world of rapid change, where interest rates go up and down fast, new lenders emerge and more competitive lending products become available on a regular basis. Under [...]
Australians are a nation of investors. Over 60% of us hold additional investments outside of compulsory superannuation and increasingly, property is one of our most popular investment choices. But why? And is it the right form of investment for you? If you're not sure, the sooner you talk to a qualified financial planner the better! [...]
