Australians love investing in property, and it's no wonder why. Property investment helps you grow your wealth through capital growth and provides additional income via rental returns. So, what can we learn from the people who do it well? Let’s take a look at some of the traits of successful property investors. They are proactive [...]
Buying off the plan could be a good way for some people to get into the market. For one, it may allow you to lock in your property's purchase price sooner rather than later. With prices on the move upwards in many markets, this could equate to huge savings in your back pocket. However, there [...]
Have you ever put your discarded green onion ends into a cup of water? The roots grow, the green stalk returns, and soon enough the plant will shoot up and you'll have a whole new green onion to use again - for free. This is just one way to give compost scraps a second life [...]
Aspiring to become a homeowner is one thing, actually planning how you're going to pull it off is another, especially in Australia's record hot property market. Fortunately, there are some new government initiatives to help you achieve your home ownership goals— possibly sooner than expected. 1. First Home Loan Deposit Scheme (FHLDS) expansion and increased price caps [...]
There are 13 million credit cards in circulation in Australia with an average balance of $2,899 per card, according to research from Finder.com.au. Nearly 70% of Australians have a credit card, but how many know how credit cards can affect your loan eligibility? Why do banks review your credit cards? When applying for a loan, [...]
Buying your first home or investment property can be an emotionally charged process just like planning for your next holiday. Getting caught up in the excitement and easily distracted by the more gripping things like fun activities and what bikini to pack all while forgetting the important basics like transport and accommodation. Buying a home [...]
It's hard to believe Easter is almost here, but by now you would have noticed all the chocolate eggs appearing around the supermarket. Easter is a special time for families, and in this article, we share some fun ideas for your celebrations this year. Remember, if you have any plans to purchase a new property [...]
With a home loan, clients tend to just "set and forget". But it's sensible to review your home loan every two to three years. Life happens and our circumstances are always changing. Interest rates can go up and down, new lenders emerge and more competitive products become available, so keeping the same home loan for [...]
The role of a mortgage broker is to guide you through the home loan journey and help you choose the right product or feature for you. Our role is to work closely with a panel of lenders — from the big banks, to the smaller lenders you may not be as familiar with — to [...]
A new year has finally come! The hardships of the global pandemic are not yet over, but yay, we made it here! New Year's resolutions have always been the trend at the start of the new year. Unlike any other year, our standard resolutions list for 2021 may need a little shake-up. Buddha said, "We [...]
