The busy spring property season is just around the corner and you know what that means? Whether you're planning to buy or sell, NOW is the time to start getting organised. Here's how. Tips if you're planning to BUY this spring: Get your finance sorted pronto There's no point starting the property hunt until you [...]
Rentvesting has become increasingly popular in recent times. Last year, research from the Property Investment Professionals of Australia (PIPA) found that one third of first-time buyers opted to become "rentvestors", rather than homeowners. Here's what you need to know before deciding whether rentvesting is right for you. But first, let’s look at an age-old question. [...]
It's been an exciting few months in the property world, with plenty of chatter about a potential market rebound. Back-to-back interest rate cuts, looser lending conditions and increased confidence following the May federal election have seen buyers returning to the market. In July, five of the eight capital cities recorded a slight rise in dwelling [...]
The RBA has decided to keep the official cash rate on hold at 1.0%. The cash rate remains at its lowest level in Australian history. The RBA's recent decisions have prompted plenty of movement in interest rates amongst the big lenders. Some have passed on sizeable reductions in variable rates, while others have been slammed [...]
You may be surprised to discover that how much you spend on day-to-day living can considerably reduce the amount you are eligible to borrow, even if you are a high-income earner. So, if you're planning to buy a home, it may be time to cut back on some of life's little luxuries and set yourself [...]
Here's an overview of what's involved if you're considering building a new home for the first time. What's your budget? The first step to building a home is deciding what you can afford to spend. When buying a home that’s already built, determining how much money you need is quite straightforward. However, it's not so [...]
In Australia, it's possible for just about anyone with a deposit to invest in property, whether you are a low-income earner on a tight budget, or a well-off with loads of disposable income. Interest rates are very low at the moment and home prices are more affordable than they’ve been for a while. So, if [...]
Great news for homeowners and property buyers this month. Home loan interest rates have fallen again. If you’re in the market for a home or want to invest in property, now is a good time get pre-approval on a competitive home loan. Interest rate news At its July meeting, the Reserve Bank of Australia (RBA) [...]
As anticipated by market analysts, the Reserve Bank of Australia (RBA) cut the official cash rate for the second month in a row, bringing it to just 1% pa – a new historic low. RBA Governor Philip Lowe said last month "the possibility of lower interest rates remains on the table" and many analysts expect [...]
Are you looking for a fantastic deal on a car purchase? Organise your car loan with us now and you'll be in a good position to save at the end-of-financial-year (EOFY) car sales! You can expect to see some exceptional deals before the EOFY, as car dealers will be rushing to clear their stock and [...]
