You've found your dream property, had your offer accepted, and now there's just one last yet very important milestone to achieve – settlement day. The anticipation has been building for weeks! Are you ready for the big day? Settlement day can be both exciting and stressful. As your mortgage broker, I am here to help [...]
With a home loan it's easy to just "set and forget". But it's sensible to review your home loan every two to three years or so. We're living in a world of rapid change, where interest rates can go up and down, new lenders emerge and more competitive products become available so keeping the same [...]
An investment property is a business, so it is important to manage it properly in order to achieve financial success. One of the first decisions you'll need to make is whether to manage it yourself or hire a property manager. If you're the hands-on type of business owner, managing the investment property yourself may work [...]
Due to the rapid escalation of the COVID-19 pandemic we are taking steps to protect the health of our clients, staff and community, and also mitigate the spread of the virus. While our physical office is currently closed and we're not currently available for face-to-face meetings, we are still operating as usual remotely and virtually. [...]
At its emergency meeting today the Reserve Bank (RBA) announced a cash rate cut of 0.25%, bringing the cash rate to 0.25%, the lowest in Australian history! This cut was made in response to the global coronavirus (COVID-19) crisis, which has been declared a pandemic by the World Health Organization (WHO). Australia has entered unchartered [...]
Autumn is here! Activity in the property market usually picks up during this time, so an exciting month is ahead of us. Whether your goal for 2020 is to buy a new home, an investment property, or to refinance your existing home loan, your mortgage broker will be happy to assist you throughout the process. [...]
While the autumn wind blows colder, things are heating up in the property market as the Reserve Bank of Australia (RBA) decided to slash the official cash rate to a historic low of 0.50% at its meeting today. At the previous meeting, RBA governor Philip Lowe said that despite expectations of stronger global growth this [...]
There's nothing quite as exciting as receiving a shiny set of keys to your very own home. The thrill of knowing it's all yours. The freedom to be able to do what you like with it. Nothing compares! If you're an aspiring first home buyer, the new First Home Loan Deposit Scheme may help you [...]
For most of us, it's easy to form a sentimental attachment to our home. However, there may come a time when we either outgrow the property or would like to make changes. Sometimes these circumstances can make it difficult to decide whether to relocate or renovate. Here are some of the key considerations to ponder [...]
It is important to regularly check your existing home loan to see if it still works for you or if it's time for a home loan refresh. Do you know if your home loan still fits your property goals for this year? Perhaps it's time to leap into a better deal! As your mortgage broker, [...]
