There may be no money-back guarantees in property investment, but by keeping the following essentials in mind, you can get pretty close to ensuring good returns. 1. Capital growth potential The biggest financial gains will always flow from a property’s capital growth potential. Unfortunately there is never a steadfast guarantee that a property will increase [...]
As we head into autumn, the outlook for the Australian economy appears to be reasonably favourable. [frame_right][/frame_right]But let’s not kid ourselves: while the domestic economy seems to be weathering global volatility quite well, we’re not out of the woods yet. The "GFC 2" may no longer be imminent, but a majority of economic commentators expect [...]
[frame_right][/frame_right]RBA Decision December 2011 For the second time in over 2 years the Reserve Bank has decreased the interest rates by 0.25% to 4.25%. After reading the report based on the global markets, the slowing growth and resources demand, there has been some noticeable decreases in commodity prices, which is taking pressure off the CPI [...]
[frame_right][/frame_right]For the first time in over 2 years, the Reserve Bank has decreased the interest rates by 0.25% This will be a great weight off the shoulders for homeowners and lenders. It appears that the RBA is warming to the current financial environment we are in, and is starting to accept that inflation is currently [...]
[frame_right] [/frame_right]It's amazing these days when you look around your work environment, your friends and family - it's only then you see how many people have been touched by Steve Job's creative genius. Whether it's an iPod, iPad, iPhone or iMac it has always been about the little things. I know in my [...]
[frame_right][/frame_right]The majority of my current loan interviews and conversations with existing clients include a debate on interest rates and what the RBA will do this month. There is no need to speculate, the results are in. At today's meeting, the Board judged that it was prudent to maintain the current stance of monetary policy and [...]
Why is this product and bank most suitable for me? You need to clearly understand why the proposed product is suitable for you and your situation. Will you keep me updated as better offers become available? Do they have a personal way of keeping you updated when new specials become available? Do they outline how [...]
[frame_right][/frame_right]There is a lot of tension at the moment about whether the interest rates will go up or down and depending on the day or who you are talking to it can seem very confusing. If you look at the facts, currently the RBA is concerned about the rate at which inflation is rising. The [...]
I have seen a rising trend in self employed clients with business loans or overdrafts that are secured against residential property. In this general scenario most banks take advantage of this by loading interest rate by 2% or more per annum. The Problem [frame_right][/frame_right]Whilst the use of the funds may be for business use, as [...]
[frame_right][/frame_right]With so many lenders in the market and the current uncertainty with where the interest rates are going, it's time to be diligent to ensure you don’t pay any more interest than is absolutely necessary. I personally challenge myself with every client to find you the most competitive rate and product for your individual situation, [...]
