We hope you are out and about looking at properties in the fantastic spring weather! Yes, the busy spring property season is well underway – and there's plenty of great housing stock available. If you're in the market to buy right now, the good news is that APRA's recent tightening of controls on investment lending [...]
During the busiest time of year for property markets around the country, the Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% during its October meeting today. Analysts were expecting the RBA to keep rates on hold at today's meeting. Factors influencing the RBA's decision to keep rates [...]
Spring is finally here. But if you're anything like us, you can't wait for summer to arrive so that you can hit the beaches with family and friends for some swimming, surfing, boating and even sailing! To give you a taste of what's in store, we'll refresh your memory about some of Australia's favourite beaches [...]
Over the past few months, there has been a lot of chatter in the media about APRA tightening controls on lending for investment property purchases. And as property investment is one of Australia's most popular ways to build wealth for the future, it has understandably raised a lot of questions from our clients about how [...]
What is pre-approval and what is subject to finance? Many first home buyers believe you don't need pre-approval if you intend to use a "subject to finance" clause in the sales contract when you find a property to buy. But that's not the case! In this article we explain why it's a wise move to [...]
Spring is here and we're all looking forward to the busiest time of year in property markets around the country! If you're planning on getting in on the action, we're ready to find you a great deal on your financing. So whether you're looking at refinancing your existing mortgage, buying a new home, or planning [...]
As we head into spring and Australian share markets experience some volatility following falls on the Chinese stock market last week, the Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% during its September meeting today. Most analysts were expecting rates to stay on hold due to the [...]
Buying a home is a very exciting time – particularly if you're climbing on to the property ladder for the first time! When you finally get your deposit together, it's really easy to get caught up in the moment and forget to budget for the other costs associated with buying your home, so here's a [...]
In March last year, an amendment was made to the Privacy Act 1988, which allowed regulation reforms to be applied to the way credit-related personal information can be collected about you by lenders. The new system is known as "Comprehensive Credit Reporting" and has brought Australia in line with the rest of the world regarding [...]
If you've only taken out your home loan in the last few years, refinancing is probably the last thing on your mind. But having a set-and-forget attitude to your home loan is not ideal! Leaving your home loan unchanged for its entire term could mean you miss out on substantial savings, or opportunities to make [...]
