Christmas is just a few weeks away and we're all looking forward to a summer break after a very fast-paced year in our property markets. Our last newsletter for 2015 focuses on your goals, financial health and getting ready for another busy year in 2016. The Reserve Bank of Australia (RBA) met for their final [...]
Summer has arrived and at its final meeting for 2015 today, the Reserve Bank of Australia has again elected to keep the official cash rate on hold at 2.0%. With its next meeting not scheduled until the first week of February next year, we can look forward to the cash rate remaining at this level [...]
A home loan isn't just a debt, it's a great financial tool that you can use to build wealth and facilitate your lifestyle. That's why few people keep their original home loan for the life of the loan – it pays to keep it up to date to meet your needs as circumstances change. Refinancing [...]
Many Australians may not have adequate income or mortgage protection insurance cover in place to service their home loan repayments and living expenses in the event they lose their job, or suffer a serious illness or injury that would make them unable to work. In fact, while most of us have car insurance, it's been [...]
Home loans are changing with the times You can now get home loans in a variety of different forms, all with different facilities and features. Deciding which home loan suits your needs can be quite daunting and that's where sound advice from your professional credit adviser can be invaluable. We're here to help you sort [...]
We hope you are enjoying the beautiful spring weather and backed the winner on the Melbourne Cup last week! It's hard to get down to business with so many festivities going on – but spring is traditionally the busiest time of year in property markets around the country and this year is no exception! Many [...]
As Melbourne takes the day off to celebrate the Spring Racing Carnival and Melbourne Cup Day, the rest of the country has been eagerly waiting to hear if the Reserve Bank of Australia would cut the official cash rate at its November meeting today. Whilst many market analysts were anticipating a rate cut today, the [...]
One thing we love most about our profession as mortgage brokers is assisting our clients in achieving their financial dreams. We know that for many of you, buying your first home may be the biggest financial decision and commitment you ever make. However, for some First Home Buyers, the whispers and stories they hear about [...]
There are around 21,000 new businesses founded each year in Australia. And with a little over 2 million actively trading businesses country-wide in June 2014, there are plenty of good reasons to run your own small business. We often get approached by self-employed clients and prospects enquiring about their home loan opportunities. And whilst many [...]
Spring is here! The sun is shining, the weather keeps improving, and with it often comes that urge for a thorough spring clean. With a more stable climate, and Christmas holidays looming in the not too distant future, October is a very popular time of year for home improvements and renovations. And let's be honest, [...]
