When selling your home, your main objective is to get the best possible price. So when should you put it on the market? Does the time of year make a difference? The answer is that it depends on the property itself. The time of year can make a difference in some cases, however the location [...]
When it comes to smart money management, the key to success is to regularly assess your financial position - and that includes taking a good hard look at your mortgage. Here's why refinancing every three years may help you save, and why you should check in with us today to ensure your home loan is [...]
Saving a 20% deposit for your first home is no easy task – particularly if you want to buy your home in Melbourne or Sydney where home values seem to be rising faster than most people can save. But the good news is that there could be ways to get around the problem. Here's a [...]
There's a certain buzz in the air at this time of year, as the weather warms up and the property market gets into full swing. Buyers continue to come out of hibernation and snap up properties during the spring selling season. If you're one of the lucky ones about to make an exciting property purchase, [...]
At its October meeting, the Reserve Bank of Australia has again opted to keep the official cash rate unchanged at 1.5%. Economists widely anticipated the RBA's decision, with many predicting no further RBA rate changes until next year. What else is happening in the loan market? Interest only loans: There has been a significant reduction [...]
The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we'll help you to decide! Despite recent tightening around investor lending, [...]
In Australia, the national pasttime seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all important deposit together – from living with mum and dad into their thirties, to sacrificing life's little luxuries. But why are so many Australians so very focused on [...]
If you've been putting all your extra cash into your home loan, well done. Paying your loan off sooner could potentially save you a lot of money on interest. However, owning a safe and reliable car is just as important, particularly if you have a family or need to travel a distance to work. So [...]
Spring has sprung and isn't it a glorious time of year? It's traditionally the time for change and new beginnings! If you've been considering a property purchase, now could be the time to get out there, enjoy the sunshine and start your property hunt. Perhaps you've been considering refinancing to a fresh new mortgage that's [...]
At its September meeting, the Reserve Bank of Australia chose to keep the official cash rate on hold at 1.5%. How will this affect you this Spring? Despite the RBA keeping the cash rate unchanged, lenders continued to cut rates on principal and interest loans for owner occupiers during August. Home loan rates are still [...]
