Tips to build your own home

Here’s an overview of what’s involved if you’re considering building a new home for the first time. What’s your budget? The first step to building a home is deciding what you can afford to spend. When buying a home that’s already built, determining how much money you need is quite straightforward. However, it’s not so […]

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Mortgage Focus January 2019

Happy New Year! We hope you enjoyed some quality time with family and friends over the Christmas and New Year break. Welcome to our first newsletter for 2019. As many people are still on their summer holidays, there’s not much happening in our property markets this month. Few auctions have been listed around the country […]

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Mortgage Focus – November 2018

November is an exciting month as the Spring Racing Carnival kicks into high-gear and we begin the countdown to Christmas. It’s an exciting time for property buyers too, as auction clearance rates continue to slide, and sellers struggle to get their price in the spring property market. Interest Rate News At its November Melbourne Cup […]

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4 important property investment finance tips

Since the lenders cracked down on popular options like interest-only loans, finding creative finance strategies for growing your property investment portfolio has become more important than ever. As an investor, how you set up your finances can have a huge impact on the success of your property portfolio. In this article, we share a few […]

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When is the right time to refinance an investment property?

Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we highlight some of the key considerations for this strategy and how savvy investors […]

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Mortgage Focus June 2018

We hope you are embracing the arrival of winter and enjoying the cool change. In recent weeks we’ve seen conditions for property buyers improving, with fewer homes reaching the reserve price at auction and values trending downwards in many markets. During the colder months, there are usually fewer buyers doing the rounds, so there could […]

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Should I buy an investment property now?

To buy an investment property in 2018, or not to buy? With more than 15% of Australian taxpayers owning at least one investment property, it’s a big question on many people’s minds right now. So, what’s the answer? Last year saw some major curveballs thrown to property investors, which may have left you wondering whether […]

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6 questions to ask your mortgage broker

Did you know that your mortgage broker can help you with a lot more than a home loan? Mortgage brokers are qualified as “credit advisors”, so we can be of great benefit to you in a variety of different ways when it comes to your finances. To start you thinking about maximising your financial goals […]

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November 2017 cash rate on hold

At its November meeting today, the Reserve Bank of Australia has kept the official cash rate unchanged at 1.5% for the 15th consecutive month! What else is happening in our markets? Future rate movements: Some analysts are speculating we will see our next rate cut in 2018, following recent declines in auction clearance rates, and […]

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October 2017 interest rates on hold at 1.5%

At its October meeting, the Reserve Bank of Australia has again opted to keep the official cash rate unchanged at 1.5%. Economists widely anticipated the RBA’s decision, with many predicting no further RBA rate changes until next year. What else is happening in the loan market? Interest only loans: There has been a significant reduction […]

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Mortgage Focus September 2017

Spring has sprung and isn’t it a glorious time of year? It’s traditionally the time for change and new beginnings! If you’ve been considering a property purchase, now could be the time to get out there, enjoy the sunshine and start your property hunt. Perhaps you’ve been considering refinancing to a fresh new mortgage that’s […]

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Mortgage Focus August 2017

With winter on the way out, now could be a great time to score a bargain in the property market, as some buyers may still be in hibernation mode and traditionally, there is less competition at this time of year. Property numbers are likely to pick up later this month and into early September, with […]

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