Mortgage Focus – October 2018

The last weekend in September was a little quiet in our property markets, as buyers took time off to watch the AFL and NFL Grand Finals. We hope your team won and you’re now back on the open inspection circuit – there are plenty of bargains up for grabs in our spring property market and […]

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RBA rates on hold at 1.5% for September 2017

At its September meeting, the Reserve Bank of Australia chose to keep the official cash rate on hold at 1.5%. How will this affect you this Spring? Despite the RBA keeping the cash rate unchanged, lenders continued to cut rates on principal and interest loans for owner occupiers during August. Home loan rates are still […]

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Rates on hold for July 2017

At its July meeting, the Reserve Bank of Australia chose to keep the official cash rate on hold at 1.5%. What this means for you? Even though the official cash rate remains unchanged, lenders continue to make interest rate moves. Last month, the big four banks increased rates on interest only loans and at the […]

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Why it pays to refinance an unhealthy home loan

Today’s mortgage market is extremely competitive. With so many new deals and loan features constantly becoming available, it makes sense financially to regularly give your home loan a health check. That way, you’ll be confident your mortgage is satisfying your needs and living up to expectations. If you do suspect your home loan is in […]

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What you need to consider when buying your second property

If you have already purchased your first home, congratulations! The next step in building wealth for your future could be to plan for the purchase of a second property as an investment. Owning two properties is a great financial ambition and with Australian house prices on the rise, doing so has great potential to improve […]

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New Year Resolutions for Your Finances

With another Christmas celebrated and already showing up on our waistlines, a common topic of conversation for many of us in January is our New Year resolutions. Whether it’s a pledge to give up smoking, get to the gym more often, or start (yet another) healthy eating regime, New Year resolutions usually have a self-improvement […]

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Is it time for a home loan health check?

We’ve just been through the busiest time of year in the property game. If you’re interested in purchasing property, then spring is when you’re usually flat out researching the market, viewing properties and attending auctions. But now that summer is here and the busy period is slowing, it’s a good time to review your financial […]

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Expected rate hold at 2% for RBA

During the busiest time of year for property markets around the country, the Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% during its October meeting today. Analysts were expecting the RBA to keep rates on hold at today’s meeting. Factors influencing the RBA’s decision to keep rates […]

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Do you need to refinance your home loan?

If you’ve only taken out your home loan in the last few years, refinancing is probably the last thing on your mind. But having a set-and-forget attitude to your home loan is not ideal! Leaving your home loan unchanged for its entire term could mean you miss out on substantial savings, or opportunities to make […]

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