Fixed Interest vs Variable Home Loans in 2018

If you’re buying a property or considering refinancing your home loan in 2018, you may be asking yourself whether to fix your interest rate or not. Many people think about switching to a fixed interest rate mortgage when interest rates are low, in the belief that it will insulate them from future interest rate rises. […]

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Mortgage Focus October 2017

There’s a certain buzz in the air at this time of year, as the weather warms up and the property market gets into full swing. Buyers continue to come out of hibernation and snap up properties during the spring selling season. If you’re one of the lucky ones about to make an exciting property purchase, […]

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October 2017 interest rates on hold at 1.5%

At its October meeting, the Reserve Bank of Australia has again opted to keep the official cash rate unchanged at 1.5%. Economists widely anticipated the RBA’s decision, with many predicting no further RBA rate changes until next year. What else is happening in the loan market? Interest only loans: There has been a significant reduction […]

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Rates on hold for December 2016

Summer has arrived and at its final meeting for 2016 today, the Reserve Bank of Australia (RBA) has elected to keep the official cash rate on hold yet again. Whilst some forecasters were predicting a cash rate cut today, as an early Christmas present, most were expecting the official cash rate to remain on hold […]

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Should you switch to a fixed interest rate product?

With the official cash rate at an historical low and the possibility of more RBA rate cuts on the horizon, this is possibly the most frequently asked question of professional mortgage brokers today. Often the question is focused on the timing, with consumers asking if now is a good time to fix their interest rate, […]

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What’s the right loan type for your property investment?

When it comes to financing your investment property, there are several different options that you can use. Choosing the right one will depend on your investment structure and strategy, but there’s no need to spend days or even weeks researching the options. Here are the most popular loan types used by property investors in Australia […]

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Do you need to refinance your home loan?

If you’ve only taken out your home loan in the last few years, refinancing is probably the last thing on your mind. But having a set-and-forget attitude to your home loan is not ideal! Leaving your home loan unchanged for its entire term could mean you miss out on substantial savings, or opportunities to make […]

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Is it time to fix your interest rate?

As your local mortgage broker, one of our most frequently asked questions is about timing the market to fix interest rates. We’re often asked “Should I fix now, or should I wait and see if interest rates get even lower?“. It might sound like a simple question, but giving you an answer is not as […]

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