Why it’s a good idea to get pre-approval

You may have heard it’s important to get a home loan pre-approval. But why do you need it? Pre-approval confirms you’re eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances to decide if you’ll meet their criteria and can afford to repay a mortgage. It […]

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What are your new year property resolutions?

How are your new year’s resolutions looking so far? Have you taken the first step to achieving your goals during the first few days of 2020? Maybe we can help! Of course, we probably can’t motivate you to lose weight or exercise more, but as your mortgage broker, we can help you achieve your property […]

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Property investor profiles – what type are you?

In Australia, it’s possible for just about anyone with a deposit to invest in property, whether you are a low-income earner on a tight budget, or a well-off with loads of disposable income. Interest rates are very low at the moment and home prices are more affordable than they’ve been for a while. So, if […]

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A Step-by-Step Guide to Investing in Property

When done right, investing in property can help you to build long-term wealth, and who doesn’t like the idea of an additional income stream? (Imagine what you could do with that!) The really great thing about property investing is that just about anyone can understand the principals. If you’re thinking about building wealth for your […]

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Home deposit or wedding: which comes first?

2018 is going to be a big year for love and marriage in Australia – if you’ve found the one, congratulations! But what’s next – a home or a wedding? It’s a common scenario facing many couples – do you prioritise the wedding over the home, buy the home first and get married later, or […]

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Will buying a smaller investment property provide a good ROI?

A small property could potentially make a great investment, provided you choose the right one. The key to success with any investment property is thorough research. In this article, we take a look at how to research and choose the right small space property to give you the investment returns you’re looking for. Pros – […]

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Is now the right time to buy your first home?

If you’ve been dreaming about purchasing your own place, but a niggling voice in the back of your mind has been offering up objections, we’re here to tell that voice to pump the breaks, champ! In this article, we tackle some of the common objections first home buyers may have to buying right now, and […]

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3 ways to start growing your nest egg using real estate

In Australia, the national pasttime seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all important deposit together – from living with mum and dad into their thirties, to sacrificing life’s little luxuries. But why are so many Australians so very focused on […]

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Mortgage Focus – June 2017

What a whirlwind month it’s been in the property world! The Federal Budget provided some exciting new opportunities for first-home buyers and downsizers. Housing market conditions cooled slightly last month, while auction activity remained strong in Melbourne and Sydney, but quieter elsewhere. The good news is that there may be some fantastic bargains around the […]

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Which is the better investment – residential or commercial?

With residential property prices escalating at an unprecedented rate, many investors looking to enter the property market are finding it increasingly difficult to get a foot on the first rung of the property ladder. As an alternative option, more and more investors are investigating the merits of commercial property to help them grow their wealth. […]

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EOFY: It’s a great time to get your budget under control!

Here’s some great end of financial year budget ideas for home buyers Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s particularly important for first home buyers about to take the first step on the property ladder. Now the end […]

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What are the costs involved with buying a home?

Saving up your deposit is the first step in buying a home, and when your bank account balance starts to look good it’s easy to get excited. But it pays to be realistic. Exactly how much money is enough? In this article we take a look at some of the upfront costs involved with buying […]

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