Mortgage Focus July 2017

As the new financial year kicks off, it’s a great time to start afresh. That could mean buying your first home, investing in property, or even refinancing your loan to a more suitable option. With the cash rate on hold and interest rates remaining low, now could be a good time to consider purchasing property. […]

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Rates on hold for July 2017

At its July meeting, the Reserve Bank of Australia chose to keep the official cash rate on hold at 1.5%. What this means for you? Even though the official cash rate remains unchanged, lenders continue to make interest rate moves. Last month, the big four banks increased rates on interest only loans and at the […]

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5 great reasons to consider refinancing

Getting a mortgage locked in can be a major hurdle when buying a property, whether you’re a home buyer or an investor. For some, it can be a very anxious time and it’s easy to understand why you might try to avoid the stress of doing it again for as long as you can. However, […]

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Top 5 reasons to consider refinancing

A home loan isn’t just a debt, it’s a great financial tool that you can use to build wealth and facilitate your lifestyle. That’s why few people keep their original home loan for the life of the loan – it pays to keep it up to date to meet your needs as circumstances change. Refinancing […]

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Mortgage focus – November 2015

We hope you are enjoying the beautiful spring weather and backed the winner on the Melbourne Cup last week! It’s hard to get down to business with so many festivities going on – but spring is traditionally the busiest time of year in property markets around the country and this year is no exception! Many […]

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Stable at 2% for sixth month in a row

As Melbourne takes the day off to celebrate the Spring Racing Carnival and Melbourne Cup Day, the rest of the country has been eagerly waiting to hear if the Reserve Bank of Australia would cut the official cash rate at its November meeting today. Whilst many market analysts were anticipating a rate cut today, the […]

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APRA: Changing the property investment game

Over the past few months, there has been a lot of chatter in the media about APRA tightening controls on lending for investment property purchases. And as property investment is one of Australia’s most popular ways to build wealth for the future, it has understandably raised a lot of questions from our clients about how […]

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Mortgage Focus August 2015

Winter is usually the quiet period for property market news, but with the recent tightening of controls on investment lending by the Australian Prudential Regulatory Authority (APRA), there has been a lot happening, particularly with interest rates. Even though the Reserve Bank of Australia (RBA) decided to keep the official cash rate on hold at […]

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Interest rate hold for August 2015

As APRA tightens the rules on property investment lending, the Reserve Bank of Australia has decided to keep the official cash rate on hold at 2.0% during its August meeting today. The news was widely expected by analysts as the RBA waits for business and consumer confidence to improve following its rate cuts in February […]

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